Dorothy from Manchester, New Hampshire took out a payday loan of $300. The lender said it would take 6 months to pay the whole thing back. 8 months later, she noticed they were still taking money out of her account. She changed her card but ended up paying them $500. Another time, she took out a car loan and during the loan period missed a payment. The interest drastically went up. By the time she finished paying, she had paid half of the payment towards interest.